Legal
Fair Credit Reporting Act
Consumer-report handling for recovery and sales files.
Permissible purpose
Crescent City obtains or reviews consumer reports only when a permissible purpose exists under the FCRA—typically a lender assignment, account review, or collection of a credit account. We do not sell consumer reports.
Adverse-action notices, when required, are issued by the creditor of record. Individuals may request a free annual file from AnnualCreditReport.com.
These notices are informational and do not create an attorney-client relationship. Licensed counsel should be consulted for a specific matter.